Last Updated: June 18, 2025

1. Introduction
These Terms and Conditions ("Terms") govern your access to and use of Jeanette Gil's website, operated under Ceiba Creative LLC ("Company," "we," or "us"). By using this website (the "Website") and any services or products offered through the Website, you agree to comply with these Terms and acknowledge that you have read and understood them. If you do not agree with these Terms, you must not use the Website or any related services.

2. Changes to the Terms
We reserve the right to modify or update these Terms at any time. All changes will take effect immediately upon posting on the Website. Your continued use of the Website following any changes constitutes your acceptance of those changes. You are encouraged to review these Terms periodically for updates.

3. Use of the Website
The Website is provided for your personal, non-commercial use. By using the Website, you agree not to engage in any conduct that could damage, disable, or impair the functionality of the Website, or interfere with any other user's use of the Website.

You must not:

• Use the Website for any unlawful, illegal, or fraudulent activities.

• Post, upload, or distribute any content that is harmful, offensive, or in violation of any law.

• Attempt to breach the security of the Website or gain unauthorized access to systems or data.

4. Age Requirement
You must be at least 18 years of age to use the Website. By using the Website, you represent and warrant that you are of legal age to form a binding contract with the Company.

5. Privacy Policy
By using the Website, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy, which is incorporated by reference into these Terms.

6. Intellectual Property
All content, designs, images, text, graphics, trademarks, and service marks on the Website are the property of Ceiba Creative LLC or its licensors and are protected by copyright and trademark laws. You may not use, copy, reproduce, or distribute any part of the Website’s content without the express written permission of the Company.

7. User Content and Submissions
By submitting content (such as comments, feedback, or other material) to the Website, you grant Ceiba Creative LLC a non-exclusive, perpetual, royalty-free license to use, modify, reproduce, and distribute the content in connection with the Website. You represent and warrant that you own or control all rights to the content you submit and that it does not violate any third-party rights.

8. No Unlawful or Prohibited Use
You agree to use the Website only for lawful purposes. You may not use the Website to post, upload, or transmit:

• Any content that is defamatory, obscene, unlawful, or in violation of others' rights.

• Software viruses, malware, or other harmful code that can damage or interrupt the Website’s functionality.

9. Security and Assumption of Risk
You are responsible for maintaining the confidentiality of your account information, including username and password. The Company does not store payment information, as transactions are processed through third-party providers such as Stripe and PayPal. By using these payment processors, you agree to indemnify the Company from any security issues related to payment transactions.

10. Disclaimers
The Website and all products and services provided through it are offered "as is" without warranties of any kind, either express or implied. Ceiba Creative LLC does not guarantee the accuracy, completeness, or suitability of the information provided on the Website. Any reliance on such information is at your own risk.

We make no guarantees regarding the availability, accuracy, or uninterrupted use of the Website, and we are not responsible for any damages resulting from interruptions or errors in the service.

11. Limitation of Liability
To the fullest extent permitted by applicable law, Ceiba Creative LLC and its affiliates will not be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to lost profits, loss of data, or damages to reputation, arising out of or in connection with your use or inability to use the Website or any products or services offered through it.

12. Indemnification
You agree to indemnify and hold harmless Ceiba Creative LLC, its officers, directors, employees, agents, and affiliates from any claims, liabilities, costs, or expenses (including legal fees) arising from your use of the Website, your violation of these Terms, or your infringement of any intellectual property or other rights.

13. Third-Party Links and Services
The Website may contain links to third-party websites or services. These links are provided for your convenience, and Ceiba Creative LLC is not responsible for the content, accuracy, or any issues arising from third-party sites. Accessing third-party websites is at your own risk.

Certain services on the Website may be provided by third parties. You consent to the sharing of your data with these third-party providers for the purpose of delivering their services.

14. Termination of Access
Ceiba Creative LLC reserves the right to suspend or terminate your access to the Website at any time and for any reason, including violation of these Terms. You may terminate your use of the Website at any time, but you remain responsible for any obligations incurred before termination.

15. Dispute Resolution and Governing Law
These Terms are governed by the laws of the State of Florida, United States. Any disputes arising from or related to the Website will be resolved through binding arbitration in Miami, Florida. You consent to the jurisdiction and venue of the courts in Miami, Florida.

16. Refund Policy
All sales of digital products or services are final. Refunds will not be issued unless otherwise specified in the product description or as required by law. If a refund policy applies to a specific product, that policy will be clearly stated on the product page.

17. No Warranties
The Company makes no warranties regarding the performance, availability, or operation of the Website. All products and services are provided "as is" and "as available."

18. Arbitration Agreement
You agree that any disputes or claims arising from or in connection with these Terms, or your use of the Website, will be resolved exclusively through binding arbitration, and you waive your right to participate in any class action or collective litigation.

19. Severability
If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will remain in full force and effect.

20. Entire Agreement
These Terms, along with the Privacy Policy, Disclaimer, and any other legal notices posted on the Website, constitute the entire agreement between you and Ceiba Creative LLC.

21. Contact Information
If you have any questions regarding these Terms, please contact us at:

Email: info@jeanettegil.com
Address: 9335 SW 143 Place, Miami, FL 33186, USA

Effective Date: June 18, 2025